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Maybe you don’t need more money.
Maybe you just need…
a new time zone

The only tool built for Gen Xers ready to trade the daily grind for a global lifestyle. Compare your current expenses with over 60 destinations worldwide and discover exactly how far your money can take you.

Mike and MJ, the faces behind GenXit

We're Mike & MJ and we are constantly running the numbers on retiring overseas, asking ourselves: Is today the day we make our exit? Where would we go? Will it actually work? and most importantly, do we have enough money to last us. We built this calculator to help us and after sharing it with a few friends we decided to put up on the website. We tried to keep it as simple as possible but take into consideration enough factors to give you a good picture of where you are. After running the numbers right on the screen you can download the expanded report for some more context. Run the calculator as many times as you want and play with all the variables as you design your own exit plan.

Your Information

Basic
Income
Expenses
One-Time

Household

A single blended estimate of taxes on portfolio withdrawals ONLY - not a real bracket calculation, and does NOT apply to your Income Sources (Social Security, pension, etc.) below. Enter those as the after-tax amount you expect to actually receive. Leave blank to ignore taxes entirely. Consult a tax professional for your actual rate. If set, the "Annual Draw"/"Annual Withdrawals" column shows the amount taken from your portfolio BEFORE tax; "Shortfall/Excess" reflects what's left AFTER tax.

Person 1

The age you expect to live to - not years remaining.

Person 2 (optional - leave Current Age blank for a single-person plan)

The age you expect to live to - not years remaining.

Income Sources

Add any income either of you receives: salary, Social Security, pension, rental, etc. A salary is just an income source that ends at that person's retirement age.

Expense Adjustments

Add changes to your Estimated Annual Expenses that don't apply for the whole retirement - ACA premiums until Medicare, a mortgage payoff, a new roof. Use a negative amount to reduce expenses. Setting the same Start and End Age handles a one-time expense.

One-Time Contributions

Add one-time contributions (e.g., home sale, inheritance, asset liquidation)

Educational use only: this calculator does not provide financial, investment, tax, or legal advice, and GenXit is not a registered investment advisor. Consult a licensed professional before making decisions based on these numbers.

📊 Your Retirement Plan

Savings Over Time

Detailed Retirement Plan

1st
Age		 2nd
Age		 Beg.
Bal.
($)		 Annual
Exp.
($)		 Total
Inc.
($)		 Draw
Rate (%)		 Annual
Draw
($)		 Shortfall/
Excess		 Regular
Contr. ($)		 One-Time
Additions
($)		 Growth
($)		 End.
Bal.
($)